A Study of Growth Perspective and Challenges Involved In Digital Banking

Neeraj Kumar, Dr. Muktak Vyas


Drastic changes have been noticed in banking industry in 21st century due to deportment of customers. A rapid transmute in financial services made it compulsory for the banking sector to promote digital banking in lieu of traditional banking. Information technology and global convergence are two major factors in transforming banking system. A paradigm shift has been observed in Indian banking scope, structure, functions and context. With the increasing thrust of secure and expeditious financial services digital banking is most assertive decision by RBI. The information and communication technology revolution changed the banking environment.

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