A Research Study on Cashless Economy

Dr. Nistha Sharma, Dr. Neelakshi Kaushik


“Faceless, Paperless, Cashless” - A Digital Economy is an economy, where all types of transactions are carried out through digital means. It includes internet banking, mobile banking, debit and credit cards, POS machines, mobile wallets and UPI etc. The main objective of this scheme is to make India digitally empowered in technology. It also makes sure that the government services are accessible by the people electronically by improving online infrastructure and internet connectivity. After demonetization and Digital India initiatives, there has been a boost in electronic payments and transactions. 

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