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Journal for Studies in Management and Planning

Available at

http://edupediapublications.org/journals/index.php/JSMaP/

ISSN: 2395-0463

Volume 03 Issue 13

December 2017

Available online: http://edupediapublications.org/journals/index.php/JSMaP/ P a g e | 230

Equity Markets and Stock Broking in Retail

Banking Services

Sunitha Devi Vaidya

MBA.

ABSTRACT:

The financial markets act as a link between these two different groups. It facilitates this function by

acting as an intermediary between the borrowers and lenders of money. So, financial market may be

defined as ‘a transmission mechanism between investors (or lenders) and the borrowers (or users)

through which transfer of funds is facilitated’. It consists of individual investors, financial institutions

and other intermediaries who are linked by a formal.

A financial market consists of two major segments: (a) Money Market; and (b) Capital Market. While

the money market deals in short-term credit, the capital market handles the medium term and long- term credit, two types of f markets in detail.

stock exchange as an “association, organization or body of individuals, whether incorporated or not,

established for the purpose of assisting, regulating and controlling business of buying, selling and

dealing in securities”. Banking and Financial services companies play a crucial role in any economy.

The Banking Indian primary dealer ICICI Securities Ltd has raised Rs 100 crore by placing six-month

commercial papers (CPs) with mutual funds and a financial institution2007and financial services

industry is a vibrant, diversified and is extremely competitive.

I. INTRODUCTION

If we trace the origin of finance, there is

evidence to prove that it is as old as human life

on earth. The word finance was originally a

French word. In the 18th century, it was adapted

by English speaking communities to mean “the

management of money.” Since then, it has

found a permanent place in the English

dictionary. Today, finance is not merely a word

else has emerged into an academic discipline of

greater significance. Finance is now organized

as a branch of Economics. Furthermore, the one

word which can easily replace finance is

“EXCHANGE." Finance is nothing but an

exchange of available resources. Finance is not

restricted only to the exchange and/or

management of money. A barter trading system

is also a type of finance. Thus, we can say,

Finance is an art of managing various available

resources like money, assets, investments,

securities, etc.

At present, we cannot imagine a world without

Finance. In other words, Finance is the soul of

our economic activities. To perform any

economic activity, we need certain resources,

which are to be pooled in terms of money (i.e.

in the form of currency notes, other valuables,

etc.). Finance is a prerequisite for obtaining

physical resources, which are needed to perform

productive activities and carrying business

operations such as sales, pay compensations,

reserve for contingencies (unascertained

liabilities) and so on.

Hence, Finance has now become an organic

function and inseparable part of our day to-day

lives. Today, it has become a word which we

often encounter on our daily basis.

II. OBJECTIVES OF THE STUDY

The objectives of the study are as follows

 To know the financial instruments of ICICI

securities

 To understand the concepts of financial

markets with special reference to

fundamental analysis.

 To Study the impact of economic, industry

and company specific factors on stock

prices