Page 1 of 5

Journal for Studies in Management and Planning

Available at

http://edupediapublications.org/journals/index.php/JSMaP/

ISSN: 2395-0463

Volume 03 Issue 11

October 2017

Available online: http://edupediapublications.org/journals/index.php/JSMaP/ P a g e | 138

Study on the relationship between incentive schemes on

Employee’s Performance with Special Reference to AIA

Insurance Lanka Plc. Karapitiya Branch

Payagalage Ayanthi Madumali

Department of Business and Management Studies

Eastern University, Sri Lanka

ayanthimadhumali@gmail.com

Abstract – Today many organizations offer

incentives to motivate their staff with the aim of

achieving motivating high employees’

performance. Those organizations use incentive

scheme to increase labour productivity. This

study investigates the relationship between

incentive scheme on employees’ performance in

AIA Insurance Lanka (plc) in karapitiya

Branch. The study had the following objectives:

to establish the relationship between financial

incentives and employee performance and the

relationship between non-financial incentives

and employee performance. To achieve these

goals, 60 employees in AIA Insurance

(Karapitiya Branch) were selected and sixty

structured questionnaires were designed based

on the objectives. The theoretical framework

has been drawn out by taking independent

variable as incentive schemes and dependent

variable as employee performance.

Hypotheses were developed to study the

determinants and tested with SPSS and few

hypotheses were accepted. According to the

findings and discussions there is no significant

relationship between financial incentive and

employee performance and positive moderate

relationship between financial incentive and

employee performance for AIA Insurance

Lanka (PLC). The study recommends the

establishment of a unit to look at issues of

incentives that will enhance employee

performance. Finding of this study are useful for

employers and policy makers of the

organization.

Key Words: incentives, employee performance,

impact, firms and relationship

I. INTRODUCTION

Today many organizations offer incentives to

motivate their staff with the aim of achieving

motivating high employees’ performance. Those

organizations use incentive scheme to increase

labour productivity in other words, to increase

efficiency and effectiveness of employees. So here

Human Resource is the most valuable in every

business. Zaman (2011) said that Human resource

use for an organization to achieve sustainable

competitive advantage. Since organizations are

operating in a dynamic and competitive business

environment, they need to develop strategies to

acquire and retain the competent work force enable

to maintain a significant economic growth together

with rapid industrialization.

The success of the organization depends on

employee performance. So they use many factors to

improve employee performance. According to

Mayhew (2012) said that employee performance

means employee productivity and output as a result

of employee development. Employee performance

affects the organizational effectiveness. Employee

performance can make or break the organization's

success. Vitez (2011) pointed the importance of

employee performance. Performance is an essential

function in every organization. Employee

performance is a key element of a company

success. Employees usually represent the largest

expensive for a company, Poor employee

performance can result in wasted resources and

higher business operating costs. The organization's

human capital is paramount in helping to achieve

goals and objectives.

Purpose of selecting AIA insurance company is

AIA is today leading foreign owned company in

our country. It’s the only one foreign owned

company which was in first three ranks.AIA is in

the 3rd place in insurance industry in Sri Lanka.

Section 7.0 insurance industry report mention about

that. Other two companies are Sri Lankan Owned

Companies. Day by day AIA Insurance expands

their coverage whole over the country.

Page 2 of 5

Journal for Studies in Management and Planning

Available at

http://edupediapublications.org/journals/index.php/JSMaP/

ISSN: 2395-0463

Volume 03 Issue 11

October 2017

Available online: http://edupediapublications.org/journals/index.php/JSMaP/ P a g e | 139

A balanced incentive program introduced in an

organization is likely to motivate employees and as

a result lead to improved performance (Petrescu

and Simon, 2008). Even though companies

provide more incentives sometimes they don't have

any expected impact of the employees’

performance. Therefore, this study attempt to find

out whether there is a relationship between

incentive scheme provided to employees and

employee performance. There were some

researchers conducted in university sector, hospital

sector, banking sector etc. But there are very few

researches in insurance sector especially in Sri

Lanka. Due to the limitations the current study is

conducted in AIA Insurance Lanka PLC.AIA

insurance use so many incentives. But there are no

expected performances in their employees. Because

nowadays there are lot of people are insuring the

policies. So the wealth planers (field workers)

difficult to catch the customers. The company

given sufficient incentives to the employees but

performance will low because of that.

The researcher intends to study the Study on the

relationship between incentive schemes on

Employee’s Performance

II. RESEARCH QUESTIONS

What is the relationship between financial incentive

and employee performance?

What is the relationship between non-financial

incentive and employee performance?

III. METHODOLOGY AND METHODS

While there is a mass of literature concerning

incentive scheme and employee’s performance there

is no generally agreed theoretical framework for

carrying out research in this field. In order to

facilitate research and understanding of a vast

literature on business formation researcher

developed a research framework based on the extant

literature. The framework has been designed

specifically to aid research relating to incentive

scheme on employee’ performance. The research

framework is adopted from Ude & Coker (2012),

Luthans (1998) Vartiainen et al. 1998)The

conceptual frame work of the study has been shown

in Figure 1.

FIGURE 1: CONCEPTUAL FRAME WORK

Based on the theoretical framework, the following

hypotheses were derived.

Financial incentives and employee performance

HA: There is a relationship between financial

incentives and employee performance

HO: There is no relationship between financial

incentives and employee performance

Non-financial incentives and employee

performance

HA: There is a relationship between non-financial

incentives and employee performance

HO: There is no relationship between non-financial

incentives and employee performance

A self-designed questionnaire was used to gather

the research data. The questionnaire consisted of

two parts. The first part comprised demographic

characteristic and profile information of the

respondents. Part two consisted of 28 questions

which were intended to measure the relationship

between incentives and employee performance,

using five point likert scale anchored by strongly

agree to strongly disagree.

IV. RESULTS AND DISCUSSION

Descriptive analysis shows that out of 60

respondents, there were more male than female

Financial Incentives

i. Salary

ii. Bonus

iii. Commissions

Non-financial Incentives

Welfare services

i. Medical facilities

ii. Work environment

iii. Recognition

iv. Career development

v. Learning opportunity

Employee performance

Page 3 of 5

Journal for Studies in Management and Planning

Available at

http://edupediapublications.org/journals/index.php/JSMaP/

ISSN: 2395-0463

Volume 03 Issue 11

October 2017

Available online: http://edupediapublications.org/journals/index.php/JSMaP/ P a g e | 140

respondents. The results show that 55% of the

respondents are male & 45 % are female

.

The majority of respondents, a total of 36 (60%)

were aged under 30 years of old, 25 %were aged

between 30 to 45, 15% (09) were aged above 45

years old.

Considering the educational qualification, highest

percentage 55% of employees represent category of

Diploma among the employees.. Very few post

graduate and degree were involving to the insurance

company. It represented only 6% & 7%

Duration of services is another personal factor. The

highest percentages of 25% represent employees

which below 1 year and lowest percentage of 15%

represent more than 4 year services.

When considering the monthly income, it was

shown that highest percentage of 43% represented.

Monthly income Rs.30001-40000. The lowest

18% represented monthly income Rs.10,000-

20,000. It represented 37% between Rs. 20001 -

30000

TABLE 3: MODEL SUMMARY

Model R R

Square

Adjusted

R Square

Std. Error

of the

Estimate

1 0.218 0.047 0.544 0.184

Predictors: (Constant), Salary, Bonus and

Commission.

Value of R (0.218) shows the strong relationship

between dependent and independent variables.

Furthermore, the value of adjusted R Square (0.544)

in the above table represent that the model used in

this study explains 54.4% variation in dependent

variable cause by independent variables

TABLE 4: COEFFICIENTS

Correlations

Empl.

per.

Fin

.ince

Non fin.

Ince.

Emp. per Pea.

Cor

1 .218 .300*

Sig.

(2-t

.094 .020

N 60 60 60

Fin. inc Pea.

Cor.

.218 1 .180

Sig.

(2-t

.094 .168

N 60 60 60

Non fin

inc

Pea

Cor

.300*

.180 1

Sig.

(2-t

.020 .168

N 60 60 60

*. Correlation is significant at the 0.05 level (2-

tailed).

* Significant # Not Significant

The result indicates that Pearson correlation

coefficient for financial incentives, non-financial

incentives and employee performance. The

correlation coefficient shows .218 in financial

incentives. The relationship is not significant at

0.05 level (2tailed) and implies that there is a no

relationship between financial incentives and

employee performance (p = .094).

There for reject the hypothesis and conclude that

there is a no significant relationship between

financial incentive and employee performance (r

=.218, P>.05).

The correlation coefficient shows .300 in non- financial incentives. This value indicates that there

is correlation in significant at 0.05 level (2tailed)

and implies that there is a positive weak

relationship between non-financial incentives and

employee performance (r = .300).

There for reject the Null hypothesis and conclude

that there is a positive moderate relationship

between non-financial incentive and employee

performance(r =.319, P<.05).

V. CONCLUSION

The study attempts to Study on the relationship

between incentive schemes on Employee’s

Performance with Special Reference to AIA

Insurance Lanka Plc. Karapitiya Branch and found