Main Article Content
It is a general opinion that banking industry performance is dependent on interest rate dispersion. This study examined the interest rate dispersion and Nigerian baking industry performance within the period of 1993 to 2017. Secondary data obtained from the Central Bank of Nigeria Statistical Bulletin, 2018 were subjected to econometrics analysis. The findings revealed that interest rate dispersion (INTD), annual inflation rate (LnAINF), exchange rate (EXCR) and GDP growth rate (LnGDPR) impacted negatively on the bank deposit to GDP (LnBD_GDP). Howver, Interest rate dispersion (INTD), annual inflation rate (LnAINF) and GDP growth rate (LnGDPR) impacted positively on the return on assets (LnROA) except exchange rate (EXCR) which negatively affect return on assets (LnROA).