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A new communications technology is redefining the convergence of telecommunications and computing. Mobile banking has emerged as a possible powerful provider of bundled banking services. Technology plays an important role in banking sector in India. Banking is one of the largest financial institutions constantly explores the opportunity of technology enabled services to provide better customer experience and convenience. Mobile phone is a common technology device that became part of every individual in the information era. Mobile Banking is an emerging alternate channel for providing banking services. In India is the second largest telecom market in the world, however, mobilebanking has not become the choice of millions of people.