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Abstract
Promoting financial inclusion is one of the major development goal of SAARC countries. Financial inclusion is essential to reducing extreme poverty and boosting shared prosperity. The main aim of this paper is to examine the impact of education, gender, income and country income group on ownership of accounts. The data source for this study is Findex report 2017(World Bank, 2018). The impact has been assessed using logit regression on data of Afghanistan, Bangladesh, India, Nepal, Pakistan, and Sri Lanka. The data is analyzed using Eviews 9 software package. Based on the results, it can be suggested to SAARC countries to enhance the formal account by removing the obstacles due to gender, income and education through initiatives like Pradhan Mantri Jan Dhan Yojna. Policy should be devised to focus on female, less educated and low-income group.