Main Article Content
Abstract
Government of India has introduced a new health insurance scheme called RashtriyaSwasthya BimaYojana in the year 2008 with the objective of providing financial protection against catastrophic health costs by reducing out of pocket expenditure for hospitalization. The scheme also provides better accessing to quality health care for below poverty line households and other vulnerable groups in the unorganized sector. The scheme could create a positive impact in Indian health care industry. It offers better health care accessing with minimum cost. At the same time, the beneficiaries of the scheme are facing some problems and challenges in its functioning. In this context the present study has been conducted to examine the problems of RSBY beneficiaries based on the health care system of Kerala. The problems are studied in two angles first from the problems that are directly related to the RSBY functioning, that are mostly generated from the scheme features and secondly from the problems that derived from the place of delivery.