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Abstract
Agricultural farmers in Chengalpattu district is going through many demanding situations in having access to monetary services as they've restrained get right of entry to economic markets. Despite the numerous reforms undertaken by using the Government such as monetary zone reforms, many rural farmers have remained in poverty with constrained ability to get entry to safety nets like loans to combat in opposition to starvation and sickness. This paper is aiming to find out elements that affect farmer’s choice to get right of entry to agricultural finance. A survey becomes performed in Chengalpattu District. Employing each purposive and random sampling technique, a pre-tested questionnaire was administered on 50 farmers. The record was accrued via interviews as most of them are reluctant to fill the shape. Data changed into analysed the use of a regression model. Results indicated the farmers in Chengalpattu district prefer to borrow funds from formal or informal source. Also demographic elements like age, gender, education level, profits degree, length of family considerably stimulated choice to get right of entry to finance related elements like amount of mortgage, common time taken for processing and mortgage payback duration, encouraged the choice of agricultural finance in Chengalpattu district.