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Abstract
The house building was very easy in the primitive days Butnow a daysdue to fattest development of technologies not only a essential one but also requires shelter to be more than protection against anti-human elements. The housing has become the necessity and essential in the society to upkeep of dignity and prestige.. The home paves the physical framework in which human, social cultural resources of the individuals are released, enriched and integrated .The individual housing provide the comport of living with all kind of protections .Family living influences the values, goals of the individual. In every developing country, there exists wide gap between demand for and supply of adequate houses. The reasons are many and varied which can be attributed to the increase in population, industrialization, escalation in the price of the construction materials, non-availability of land, refugee arrival and the real estate policy of the Government. Each and every individual’s dream is to occupy a own house. To fulfill this dream, the customers are approaching banks and financial institutions to obtain housing loan.