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Abstract
Banks serve as a backbone to the financial sector which facilitates the proper utilization of financial resources of a country. The banking sector is increasingly growing and it has witnessed a huge flow of investments in the recent past. In the era of competitive world, in addition to simply being involved in the financial intermediation activities, banks need to provide contemporary services and products to satisfy and retain the customers. Therefore, banks need to be financially sound with good profitability; productivity and liquidity.In this backdrop, analysis of the performance of the banks assumes importance; and the study is undertaken with an objective to analyse the performance of the banks on the basis of employee and branch productivity ratios; and to see whether there is any significant difference in the performance of the banks between the sectors. For making an analysis of the performance of all the banks, six productivity indices are calculated for the period 2010-11 through 2018-19. The paper is organised into literature review; research gap; objectives; methodology; variables of the study; results and findings. The study is based on secondary sources and the data are analyzed with the help of Productivity Indices and‘t’ Test.