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Abstract
The Indian Banking Sector’s performance is so much improving in present days with a very fast way. To survive in this competitive environment, banks are very much in need to maintain their profitability. In the banking system, the Assets and Liability Management (ALM) is a systemic and dynamic process of planning, organizing, coordinating and controlling the assets and liabilities of the banking system. It is one of the vital tools for risk management in banks. Keeping with all this aspect, the present study make an attempt with HDFC Bank to discuss the theoretical background of asset and liability management and to assess the profitability position of the bank and also evaluate the performance of profit and loss account and balance sheet ratios of HDFC Bank.