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Abstract
Priority sector lendings helps in providing institutional credit to different sectors for whom it is difficult to get credit. Non-Priority Sector lending is the lucrative sector for the banks to finance and they are ready to lend to these borrowers. This paper analyses in details the role of priority sector NPAs and Non-Priority sector NPAs in respect of the Public Sector Banks) and Private sector bank in India. The present study examined trends of NPAs of Public Sector Banks and Private sector bank and also examined whether there is any significant relationship of priority sector NPAs and Non-priority sector NPAs. The study also focuses on Priority Sector NPAs and Non- priority sector NPAs and its relationship with the gross advances both for Private and Public Sector Banks. This study solely conducted on secondary data. The period of the study is only 4 years i.e., from 2014 to 2018. The statistical tools such as Correlation, T-test, and Regression have been used for analyzing the data. The study shows that growth of NPA for both public and private sector Banks for non priority sector has shown a increasing trend even the relationship is significant between gross total advance and NPA for both the public and private sector Banks.