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Abstract
Banking credit plays an inevitable role for the key sectors to attain development and economic growth. At the same time, though it is not prescribed by RBI, maintaining a good CD ratio is also important for the banks. Credit Risk Management in Public and Private sectors banks have greater impact on its profitability and sustainability. This paper is mainly aimed to establish the difference among the targeted planned credit and actual credit disbursed with the given credit risk factors such as Credit Growth amount of banks in Coimbatore district.