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Abstract
Financial Inclusion is the process of ensuring the access of financial services to the weaker sections and low income groups at an affordable cost. It is the universal access to a wide range of financial services at a reasonable cost. It refers both the place and pattern of growth, which are very much interlinked. It focuses on productive employment rather than on direct income redistribution. It should be broad-based across sectors and it should also be inclusive of large part of the country’s labors force. According to this concept inclusiveness refers to equality of opportunity in terms of access to markets, resources and unbiased regulatory environment for business and individuals