Impact on Performance of Non-Performing Assets in Indian Scheduled Commercial Banks

Abstract

Banks are the important financial intermediaries .They perform their intermediation role by matching assets and liabilities, pooling small deposits and lending for various tenures and managing risks. The bank lending is   encouraged    because it has the effect of funds being transferred from the system to the productive purposes, which results in economic growth. So the bank lending is critical for lubricating the wheels of the economy .But lending also involves risk.