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Abstract

This study has been conducted to investigate the awareness and use of banking services through Mobile phones in District Kargil of Jammu & Kashmir state. A self-administered questionnaire has been developed and distributed among the undergraduate students of Kashmir University Satellite Campus Kargil. Out of 100 questionnaires, only 84 usable questionnaires were used, yielding a response rate of 84 percent. The data was analyzed through appropriate statistical techniques. 

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