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Abstract
Indian Banking System has been transformed by Globalisation and the advances in
Information Technology. The Banks will need to make bold moves and initiate major
transformations to take advantage of them. This will result in increase in both
efficiency as well as risks for the banks. In this Paper, an attempt has been made to
do a comparative analysis of the performance of Public Sector Banks. For this
purpose, 26 Public Sector Banks have been chosen. The performance analysis has
been done using the CAMEL Approach. CAMEL stands for Capital Adequacy, Asset
Quality, Management Quality, Earning Quality and Liquidity. The Banks have been
ranked on each of these 5 Parameters using two ratios each. A Composite Index
has been developed at the end for the final ranking. On the basis of the final
rankings, Bank of Baroda has been ranked first followed by Andhra Bank and State
Bank of Hyderabad